SmartBusiness Tools

Make clearer business decisions.

Free calculators for small-business software spending, workflow automation and operating costs. Explore scenarios instantly with transparent formulas and no signup.

Explore our calculators

Choose a tool, change the assumptions and review what the estimate does—and does not—mean.

Free calculator

Software Subscription Cost Calculator

Compare monthly vs annual software billing, discounts and three-year total costs.

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Free calculator

Automation ROI Calculator

Estimate annual time value, costs, and first-year net benefit of automation.

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Free calculator

CRM ROI Calculator

Estimate the potential contribution from improved conversion and compare it with CRM costs.

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Free calculator

Employee vs. Contractor Cost Calculator

Compare estimated annual employer cost with contractor fees.

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Free calculator

Software Subscription Audit Calculator

Estimate how much unused software capacity costs annually.

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Practical estimates, not sales pitches

Comparing software and operating costs can be difficult when vendors charge per seat, add implementation fees or promise time savings that are hard to measure. These tools turn your assumptions into straightforward estimates you can question and refine.

Start with realistic inputs, try a conservative and an optimistic scenario, and confirm prices and terms with the vendor before making a decision. Calculations take place in your browser.